According to federal real estate settlement procedures, every mortgage lender has to provide to the mortgage buyer an estimate of fees, which are due at closing within three days of loan application. This fee estimate is known as Good Faith Estimate (GFE). Here is the list of some of the fees which are outlined in the good faith estimate:
- Title search and title insurance
- Lenders attorney.
- Loan application and credit report
- Property appraisal
- Inspection
- Survey
- Document recording
- Transfer taxes
- Buyers attorney
- Documentary stamps on new loan
- Points and origination
- Condominium application
- Escrow account balance/prepaid.
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